← UWHR
UWHR— UWHARRIE CAPITAL CORP
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Loans, including fees | $42.2M+10.1% | $38.4M+30.1% | $29.5M+36.4% | $21.6M-6.6% | $23.2M+15.4% | $20.1M+5.8% | $19.0M |
| Investment securities, taxable | $11.5M-3.2% | $11.9M+10.5% | $10.7M+79.5% | $6.0M+89.8% | $3.2M+22.6% | $2.6M | — |
| Investment securities, non-taxable | $1.3M+6.9% | $1.2M-6.8% | $1.3M-13.1% | $1.5M+32.8% | $1.1M+56.8% | $732K | — |
| Equity securities | $20K+0.0% | $20K+0.0% | $20K+0.0% | $20K+0.0% | $20K-60.8% | $51K | — |
| Interest-earning deposits with banks and federal funds sold | $2.8M-14.4% | $3.2M-21.8% | $4.1M+72.1% | $2.4M+1567.4% | $144K-77.5% | $640K-76.3% | $2.7M |
| Total interest income | $57.8M+5.7% | $54.7M+19.7% | $45.7M+44.9% | $31.6M+14.2% | $27.6M+14.8% | $24.1M+1.3% | $23.8M |
| Interest checking and money market accounts | $6.7M-1.1% | $6.7M+9.8% | $6.1M+223.7% | $1.9M+371.8% | $401K-44.0% | $716K-50.1% | $1.4M |
| Savings deposits | $602K+9.5% | $550K+26.7% | $434K+264.7% | $119K+83.1% | $65K+4.8% | $62K-39.2% | $102K |
| Time deposits, $250,000 and over | $5.2M+6.0% | $4.9M+109.7% | $2.3M+822.1% | $253K+212.3% | $81K-78.1% | $370K-55.4% | $830K |
| Other time deposits | $5.2M+2.1% | $5.1M+84.6% | $2.8M+1284.4% | $199K+3.6% | $192K-63.6% | $527K-15.0% | $620K |
| Short-term borrowed funds | $25K-88.6% | $220K+378.3% | $46K+360.0% | $10K+233.3% | $3K+50.0% | $2K-86.7% | $15K |
| Long-term debt | $1.3M-1.1% | $1.3M-0.3% | $1.3M-1.3% | $1.3M+68.6% | $800K+41.3% | $566K+0.5% | $563K |
| Total interest expense | $19.0M+0.9% | $18.8M+44.3% | $13.0M+240.7% | $3.8M+147.9% | $1.5M-31.3% | $2.2M-37.1% | $3.6M |
| Net interest income | $38.9M+8.1% | $35.9M+9.9% | $32.7M+17.9% | $27.7M+6.3% | $26.1M+19.5% | $21.8M+8.1% | $20.2M |
| Provision for (recovery of) credit losses | — | — | — | — | -$917K | — | — |
| Loans | $756K+41.8% | $533K-64.3% | $1.5M+185.0% | -$1.8M | — | — | — |
| Securities held to maturity | -$23K-291.7% | $12K+180.0% | -$15K | — | — | — | — |
| Unfunded loan commitments | -$7K+58.8% | -$17K-150.0% | $34K | — | — | — | — |
| Total provision for (recovery of) credit losses | $726K+37.5% | $528K-65.1% | $1.5M+186.1% | -$1.8M-91.8% | -$917K | — | — |
| Net interest income after provision for (recovery of) credit losses | $38.1M+7.7% | $35.4M+13.5% | $31.2M+5.7% | $29.5M+9.2% | $27.0M+38.9% | $19.4M-6.5% | $20.8M |
| Service charges on deposit accounts | $1.1M-2.8% | $1.1M+3.3% | $1.1M+1.4% | $1.0M+4.6% | $995K-3.1% | $1.0M-23.8% | $1.3M |
| Other service fees and commissions | $4.1M+8.5% | $3.8M+10.5% | $3.4M+6.3% | $3.2M+5.8% | $3.1M+16.9% | $2.6M-2.5% | $2.7M |
| Interchange and card transaction fees, net | $1.1M-8.3% | $1.2M-4.7% | $1.3M+1.6% | $1.2M+4.3% | $1.2M+28.8% | $917K+11.0% | $826K |
| Loss on sale/call of securities | -$148K-252.4% | -$42K | — | -$91K-109.2% | $991K+1295.8% | $71K+302.9% | -$35K |
| Realized/unrealized gain (loss) on equity securities | -$31K-196.9% | $32K+220.0% | $10K+110.0% | -$100K-222.6% | -$31K-106.9% | $451K | — |
| Income from mortgage banking | $3.9M+39.2% | $2.8M-12.0% | $3.2M-7.3% | $3.4M-69.8% | $11.3M-23.2% | $14.7M+283.7% | $3.8M |
| Supplemental executive retirement plan gain (loss) | $631K+86.7% | $338K+475.6% | -$90K+63.1% | -$244K-125.9% | $942K+183.7% | $332K+751.0% | -$51K |
| Other income | $505K-21.8% | $646K-5.0% | $680K+32.3% | $514K+38.9% | $370K-39.0% | $607K+53.7% | $395K |
| Total noninterest income | $11.3M+15.6% | $9.7M+2.8% | $9.5M-6.6% | $10.1M-46.5% | $18.9M-9.3% | $20.9M+131.8% | $9.0M |
| Salaries and employee benefits | $22.4M+7.8% | $20.8M+7.8% | $19.3M-1.8% | $19.7M-9.2% | $21.6M+8.9% | $19.9M+16.1% | $17.1M |
| Net occupancy expense | $1.9M+4.5% | $1.8M+0.6% | $1.8M+6.1% | $1.7M-3.3% | $1.7M-2.4% | $1.8M+5.2% | $1.7M |
| Equipment expense | $808K-4.8% | $849K+7.7% | $788K+3.1% | $764K+1.3% | $754K-6.1% | $803K+11.5% | $720K |
| Data processing costs | $889K+4.5% | $851K+16.1% | $733K-10.2% | $816K+20.0% | $680K+1.6% | $669K-5.2% | $706K |
| Loan costs | $270K+84.9% | $146K-62.6% | $390K-12.0% | $443K-44.8% | $803K+37.7% | $583K+62.4% | $359K |
| Professional fees and services | $1.1M+3.7% | $1.1M+11.9% | $964K+11.1% | $868K-9.1% | $955K+3.0% | $927K-0.2% | $929K |
| Marketing and donations | $1.5M-1.0% | $1.5M+15.5% | $1.3M-0.7% | $1.3M+0.1% | $1.3M+34.4% | $972K+28.2% | $758K |
| Electronic banking expense | $504K+18.3% | $426K-24.3% | $563K+18.0% | $477K+21.4% | $393K-5.1% | $414K-2.4% | $424K |
| Software amortization and maintenance | $1.5M+14.6% | $1.3M+8.2% | $1.2M+0.9% | $1.2M-10.4% | $1.4M+9.3% | $1.3M+36.5% | $925K |
| FDIC insurance | $538K-4.4% | $563K+18.5% | $475K+61.0% | $295K+29.4% | $228K-24.3% | $301K+128.0% | $132K |
| Other noninterest expense | $2.7M+0.3% | $2.7M+10.1% | $2.4M+2.1% | $2.4M+4.6% | $2.3M+16.2% | $2.0M+2.0% | $1.9M |
| Total noninterest expense | $34.8M+7.4% | $32.4M+8.3% | $29.9M+0.7% | $29.7M-10.3% | $33.1M+10.8% | $29.9M+15.2% | $25.9M |
| Income before income taxes | $14.6M+14.5% | $12.8M+18.5% | $10.8M+8.1% | $10.0M-22.5% | $12.8M+23.0% | $10.4M+170.7% | $3.9M |
| Income taxes | $3.3M+14.0% | $2.9M+31.5% | $2.2M+27.2% | $1.7M-38.3% | $2.8M+18.2% | $2.3M+203.1% | $771K |
| Net income (loss) | $11.4M+14.6% | $9.9M+15.3% | $8.6M+4.2% | $8.2M-18.2% | $10.1M+24.4% | $8.1M+162.6% | $3.1M |
| Less: Net income attributable to noncontrolling interest | -$565K+0.2% | -$566K-0.2% | -$565K+0.0% | -$565K+0.0% | -$565K+0.4% | -$567K-0.5% | -$564K |
| Net income attributable to Uwharrie Capital Corp and common shareholders | $10.8M+15.5% | $9.3M+16.3% | $8.0M+4.5% | $7.7M-19.3% | $9.5M+26.2% | $7.5M+198.9% | $2.5M |
| Basic | $7.24B-2.2% | $7.40B-2.1% | $7.56B+2.3% | $7.39B+3.0% | $7.18B-2.3% | $7.34B-2.9% | $7.56B |
| Diluted | $7.24B+0.7% | $7.19B-2.1% | $7.34B-0.7% | $7.39B+3.0% | $7.18B-2.3% | $7.34B-2.9% | $7.56B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.