← FCAP
FCAP— FIRST CAPITAL INC
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans, including fees | $40.9M+6.9% | $38.3M+14.8% | $33.4M+33.6% | $25.0M+5.0% | $23.8M-3.1% | $24.5M-4.8% | $25.7M+12.8% | $22.8M |
| Taxable | $8.6M+26.0% | $6.8M+22.5% | $5.6M+24.3% | $4.5M+69.7% | $2.6M+3.7% | $2.5M-30.0% | $3.6M-3.0% | $3.8M |
| Tax-exempt | $2.7M+3.3% | $2.6M-21.4% | $3.3M+4.4% | $3.2M+18.5% | $2.7M+26.1% | $2.1M+25.7% | $1.7M+17.3% | $1.5M |
| Dividends | $103K+17.0% | $88K+51.7% | $58K+163.6% | $22K+37.5% | $16K-74.6% | $63K-38.8% | $103K+6.2% | $97K |
| Interest bearing deposits with banks | $4.5M+69.8% | $2.7M+108.1% | $1.3M | — | — | — | — | — |
| Total interest income | $56.8M+12.6% | $50.5M+15.7% | $43.6M+28.5% | $33.9M+15.2% | $29.5M-0.6% | $29.6M-7.5% | $32.1M+11.0% | $28.9M |
| Deposits | $14.7M+11.1% | $13.2M+60.5% | $8.2M+417.0% | $1.6M+41.3% | $1.1M-27.7% | $1.6M-20.4% | $2.0M+23.3% | $1.6M |
| Advances - FHLB | $99K-70.9% | $340K | — | $0 | $0 | — | — | — |
| Borrowed funds - Bank Term Funding Program ("BTFP") | $1.4M+210.8% | $436K | — | $0 | $0 | — | — | — |
| Total interest expense | $14.7M+0.1% | $14.7M+62.8% | $9.0M+465.7% | $1.6M+41.3% | $1.1M-27.7% | $1.6M-20.4% | $2.0M+21.7% | $1.6M |
| Net interest income | $42.1M+17.8% | $35.8M+3.5% | $34.6M+6.9% | $32.3M+14.2% | $28.3M+0.9% | $28.1M-6.7% | $30.1M+10.3% | $27.3M |
| Provision for credit losses | $1.1M-21.0% | $1.4M+27.0% | $1.1M+20.1% | $950K+392.3% | -$325K | — | — | — |
| Net interest income after provision for credit losses | $41.0M+19.4% | $34.3M+2.7% | $33.4M+6.5% | $31.4M+9.6% | $28.7M+9.0% | $26.3M-8.3% | $28.7M+9.8% | $26.1M |
| Noninterest income, financial services | $4.5M+1.6% | $4.5M-0.5% | $4.5M-37.2% | $7.1M+10.8% | $6.4M+11.9% | $5.8M+4.2% | $5.5M+5.2% | $5.3M |
| (Loss) gain on sale of securities | -$94K-393.8% | $32K-20.0% | $40K | $0-100.0% | $7K | $0+100.0% | -$147K-54.7% | -$95K |
| Unrealized gain (loss) on equity securities | $149K+139.8% | -$374K-80.7% | -$207K+50.0% | -$414K-226.2% | $328K+269.1% | -$194K-706.3% | $32K+115.5% | -$207K |
| Gain on sale of loans | $792K+43.0% | $554K+31.6% | $421K-49.5% | $833K-65.8% | $2.4M-10.2% | $2.7M+128.0% | $1.2M+8.3% | $1.1M |
| Increase in cash surrender value of life insurance | $222K-0.9% | $224K+8.7% | $206K+2.5% | $201K-8.2% | $219K+4.3% | $210K-0.5% | $211K-7.0% | $227K |
| Other income | $406K+15.7% | $351K+3.2% | $340K+29.8% | $262K+13.4% | $231K+2.2% | $226K-3.8% | $235K-17.8% | $286K |
| Total noninterest income | $8.5M+10.6% | $7.7M+0.3% | $7.6M-3.7% | $7.9M-17.0% | $9.6M+11.1% | $8.6M+24.2% | $6.9M+12.3% | $6.2M |
| Compensation and benefits | $16.8M+8.2% | $15.5M+3.6% | $15.0M+2.1% | $14.7M+1.1% | $14.5M+5.3% | $13.8M+5.3% | $13.1M+11.7% | $11.7M |
| Occupancy and equipment | $2.4M+24.6% | $1.9M+8.9% | $1.8M-4.2% | $1.8M+3.9% | $1.8M-0.3% | $1.8M+9.8% | $1.6M-2.7% | $1.7M |
| Data processing | $4.6M+2.2% | $4.5M+3.6% | $4.4M+10.6% | $3.9M+14.5% | $3.5M+11.3% | $3.1M-12.3% | $3.5M+14.9% | $3.1M |
| Professional fees | $1.2M-13.6% | $1.4M+95.7% | $693K-7.1% | $746K-27.4% | $1.0M+48.3% | $693K-6.6% | $742K-6.2% | $791K |
| Advertising | $482K+35.0% | $357K+8.5% | $329K-6.8% | $353K-0.3% | $354K+4.1% | $340K-37.0% | $540K+62.2% | $333K |
| Other expenses | $4.1M-1.2% | $4.1M+6.7% | $3.9M+10.6% | $3.5M+3.3% | $3.4M+1.8% | $3.3M-2.5% | $3.4M-3.1% | $3.5M |
| Total noninterest expense | $29.6M+6.2% | $27.8M+6.9% | $26.0M+3.7% | $25.1M+2.3% | $24.5M+6.4% | $23.0M-1.0% | $23.3M+7.7% | $21.6M |
| Income before income taxes | $19.9M+40.5% | $14.2M-5.9% | $15.1M+5.7% | $14.2M+4.1% | $13.7M+15.6% | $11.8M-4.0% | $12.3M+15.6% | $10.7M |
| Income tax expense | $3.5M+59.3% | $2.2M-1.4% | $2.2M-3.1% | $2.3M+3.6% | $2.2M+32.4% | $1.7M-14.8% | $2.0M+42.5% | $1.4M |
| Net Income | $16.4M+37.0% | $12.0M-6.6% | $12.8M+7.5% | $11.9M+4.2% | $11.4M+12.7% | $10.1M-1.9% | $10.3M+11.6% | $9.3M |
| Less: net income attributable to noncontrolling interest in subsidiary | $13K+0.0% | $13K+0.0% | $13K+0.0% | $13K+0.0% | $13K+0.0% | $13K+0.0% | $13K+0.0% | $13K |
| Net Income Attributable to First Capital, Inc. | $16.4M+37.1% | $11.9M-6.6% | $12.8M+7.5% | $11.9M+4.2% | $11.4M+12.8% | $10.1M-1.9% | $10.3M+11.6% | $9.3M |
| Basic (in dollars per share) | $5K+37.0% | $4K-6.5% | $4K+7.6% | $4K+4.1% | $3K+12.5% | $3K-2.3% | $3K+11.5% | $3K |
| Diluted (in dollars per share) | $5K+37.0% | $4K-6.5% | $4K+7.6% | $4K+4.1% | $3K+12.9% | $3K-2.3% | $3K+11.6% | $3K |
| Dividends per share | $1K+7.1% | $1K+3.7% | $1K+3.8% | $1K+0.0% | $1K+8.3% | $960+1.1% | $950+3.3% | $920 |
| Service charges on deposit accounts | ||||||||
| ATM and debit card fees | ||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.