InsiderPulse| Trade Date | Filed | Owner | Role | Type | Shares | Price | Value | Owned After | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-05-06 | 2026-05-06 | Rubino Andrew J | Chief Operating Officer | Sale | 6,600 | $15.18 | $100K | 21.3K | View ↗ | |
| 2025-11-24 | 2025-11-26 | Rubino Andrew J | Chief Operating Officer | Sale | 5,000 | $14.23 | $71K | 19.1K | View ↗ | |
| 2025-05-05 | 2025-05-06 | Rubino Andrew J | Chief Information Officer | Sale | 6,000 | $13.61 | $82K | 24.1K | View ↗ |
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Loans, including fees | $706.5M+6.4% | $663.7M+17.3% | $565.6M+42.9% | $395.7M+3.6% | $381.9M |
| Investment securities available for sale | $18.7M+2.8% | $18.2M+26.8% | $14.4M+161.2% | $5.5M+43.9% | $3.8M |
| Other interest and dividend earning assets | $38.0M-27.2% | $52.2M+63.3% | $31.9M+292.3% | $8.1M+123.5% | $3.6M |
| Interest income | $763.2M+4.0% | $734.1M+20.0% | $611.9M+49.5% | $409.3M+5.1% | $389.4M |
| Deposits | $308.8M+5.5% | $292.7M+68.0% | $174.2M+126.4% | $76.9M-20.9% | $97.3M |
| Borrowed funds | $161.7M-0.7% | $162.9M+5.7% | $154.2M+137.2% | $65.0M+7.6% | $60.4M |
| Interest expense | $470.5M+3.3% | $455.6M+38.8% | $328.4M+131.3% | $141.9M-10.0% | $157.7M |
| Net interest income | $292.7M+5.1% | $278.5M-1.8% | $283.6M+6.0% | $267.4M+15.4% | $231.6M |
| Financing Receivable, Credit Loss, Expense (Reversal) | $2.5M+266.7% | -$1.5M+0.0% | -$1.5M-250.0% | $1.0M | — |
| Net interest income after provision for loan losses | $290.2M+3.7% | $280.0M-1.8% | $285.1M+7.0% | $266.4M+10.7% | $240.6M |
| Net gain on the sale of loans | $5.3M+94.5% | $2.7M+451.6% | $498K-56.2% | $1.1M-96.6% | $33.1M |
| Increase in and death benefits from bank owned life insurance contracts | $10.7M+7.5% | $10.0M+6.9% | $9.4M-6.3% | $10.0M+0.2% | $10.0M |
| Other | $3.2M-18.6% | $3.9M+4.0% | $3.7M+35.9% | $2.8M+3.6% | $2.7M |
| Non-interest income | $28.8M+16.5% | $24.7M+15.3% | $21.4M-10.0% | $23.8M-57.0% | $55.3M |
| Salaries and employee benefits | $109.5M+1.6% | $107.8M-4.4% | $112.8M+3.2% | $109.3M+0.4% | $108.9M |
| Marketing services | $18.6M-5.6% | $19.7M-22.0% | $25.3M+18.9% | $21.3M+10.9% | $19.2M |
| Office property, equipment and software | $29.4M+3.7% | $28.3M+2.1% | $27.7M+3.6% | $26.8M+4.2% | $25.7M |
| Federal insurance premium and assessments | $14.2M-2.8% | $14.6M+8.3% | $13.5M+43.7% | $9.4M+3.0% | $9.1M |
| State franchise tax | $4.6M-3.7% | $4.7M-3.0% | $4.9M+0.7% | $4.9M+4.2% | $4.7M |
| Other expenses | $28.0M-4.0% | $29.2M+0.8% | $29.0M+9.2% | $26.5M-6.3% | $28.3M |
| Total non-interest expense | $204.3M-0.0% | $204.3M-4.1% | $213.1M+7.6% | $198.1M+1.2% | $195.8M |
| Income tax expense | $23.8M+14.6% | $20.7M+14.4% | $18.1M+3.6% | $17.5M-8.4% | $19.1M |
| Net income | $91.0M+14.3% | $79.6M+5.8% | $75.3M+0.9% | $74.6M-8.0% | $81.0M |
| Earnings per share - Basic | $320+14.3% | $280+3.7% | $270+3.8% | $260-10.3% | $290 |
| Earnings per share - Diluted | $320+14.3% | $280+7.7% | $260+0.0% | $260-10.3% | $290 |
| Basic | $278.72B+0.2% | $278.18B+0.3% | $277.44B+0.0% | $277.37B+0.2% | $276.69B |
| Diluted | $279.76B+0.2% | $279.14B+0.2% | $278.58B-0.0% | $278.69B+0.0% | $278.58B |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $114.7M+14.4% | $100.3M+7.4% | $93.4M+1.4% | $92.1M-8.0% | $100.1M |
| Banking | |||||
| Fees and service charges, net of amortization | $9.5M+18.1% | $8.1M+2.9% | $7.8M-21.1% | $9.9M+3.5% | $9.6M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Assessing TFS Financial (TFSL) Valuation After Second Quarter Earnings And Continued Growth In Net Income
Compared to Estimates, TFS Financial (TFSL) Q2 Earnings: A Look at Key Metrics
TFS Financial (TFSL) Matches Q2 Earnings Estimates
TFS Financial GAAP EPS of $0.08, revenue of $85.24M