InsiderPulse| Trade Date | Filed | Owner | Role | Type | Shares | Price | Value | Owned After | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-02-13 | 2026-02-13 | Gagas Adam C. | Director | Purchase | 1,950 | $13.75 | $27K | 17.8K | View ↗ | |
| 2026-02-12 | 2026-02-13 | Gagas Adam C. | Director | Purchase | 6 | $13.50 | $81.00 | 15.8K | View ↗ | |
| 2026-02-04 | 2026-02-06 | Ayoub David A. | Director | Purchase | 425 | $12.83 | $5K | 19.2K | View ↗ |
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Loans, including fees | $53.6M+1.6% | $52.7M+11.3% | $47.3M+23.6% | $38.3M |
| Taxable | $20.7M-7.3% | $22.3M+27.5% | $17.5M+55.9% | $11.2M |
| Tax-exempt | $1.7M-11.1% | $1.9M-1.4% | $1.9M+66.0% | $1.2M |
| Dividends | $241K-61.1% | $620K+8.2% | $573K+150.2% | $229K |
| Federal funds sold and interest earning deposits | $450K-43.3% | $793K+168.8% | $295K+98.0% | $149K |
| Total interest and dividend income | $76.7M-2.2% | $78.4M+15.8% | $67.7M+32.4% | $51.1M |
| Interest on deposits | $28.0M-8.2% | $30.5M+31.1% | $23.3M+229.0% | $7.1M |
| Interest on short-term borrowings | $2.0M-52.8% | $4.2M+55.4% | $2.7M+767.1% | $310K |
| Interest on long-term borrowings | $387K-47.2% | $733K-13.8% | $850K+50.7% | $564K |
| Interest on subordinated debt | $2.0M+0.3% | $2.0M+1.3% | $1.9M | — |
| Total interest expense | $32.3M-13.5% | $37.4M+30.0% | $28.7M+196.5% | $9.7M |
| Net interest income | $44.3M+8.2% | $41.0M+5.3% | $38.9M-6.0% | $41.4M |
| Loans | $16.4M+47.7% | $11.1M+271.3% | $3.0M+8.6% | $2.8M |
| Held-to-maturity securities | -$81K+14.7% | -$95K+3.1% | -$98K | $0 |
| Unfunded commitments | $20K+152.6% | -$38K-202.7% | $37K | $0 |
| Total provision for credit losses | $16.3M+48.9% | $11.0M+274.5% | $2.9M+6.4% | $2.8M |
| Net interest income after provision for loan losses | $28.0M-6.7% | $30.0M-16.6% | $36.0M-6.9% | $38.6M |
| Earnings and gains on bank owned life insurance | $834K-2.3% | $854K+35.6% | $630K+7.0% | $589K |
| Losses on sales and redemptions of investment securities | -$23K+67.6% | -$71K-214.5% | $62K+136.7% | -$169K |
| (Loss) gain on asset sale | -$115K-103.6% | $3.2M | — | — |
| Net unrealized gains on marketable equity securities | $1.4M+636.0% | $197K+177.3% | -$255K-172.4% | $352K |
| Gains on sales of loans and foreclosed real estate | $402K+115.0% | $187K+3.3% | $181K+32.1% | $137K |
| Fair value adjustment to loans held-for-sale | -$3.5M | $0 | — | — |
| Disposition of assets | -$37K-184.6% | -$13K | $0+100.0% | -$250K |
| Insurance agency revenue | $0-100.0% | $1.1M-17.7% | $1.3M+15.6% | $1.1M |
| Total noninterest income | $2.5M-73.9% | $9.6M+84.2% | $5.2M-12.2% | $5.9M |
| Salaries and employee benefits | $18.9M+6.1% | $17.8M+11.9% | $15.9M-0.6% | $16.0M |
| Building and occupancy | $5.3M+29.0% | $4.1M+15.6% | $3.6M+5.4% | $3.4M |
| Data processing | $2.7M+8.1% | $2.5M+22.4% | $2.0M-1.2% | $2.0M |
| Professional and other services | $2.8M-25.4% | $3.7M+82.6% | $2.0M+32.1% | $1.5M |
| Advertising | $459K-24.0% | $604K-10.0% | $671K-25.9% | $905K |
| FDIC assessments | $604K-34.1% | $916K+3.5% | $885K+46.0% | $606K |
| Audits and exams | $475K-11.9% | $539K-26.7% | $735K+6.8% | $688K |
| Amortization Expense | $627K+114.0% | $293K | — | — |
| Insurance agency expense | $0-100.0% | $1.3M+24.0% | $1.0M+14.0% | $906K |
| Community service activities | $70K-46.2% | $130K-35.0% | $200K-25.1% | $267K |
| Foreclosed real estate expenses | $106K+3.9% | $102K-8.1% | $111K+42.3% | $78K |
| Other expenses | $2.6M+5.4% | $2.5M+10.1% | $2.2M-8.6% | $2.5M |
| Total noninterest expenses | $34.6M+0.5% | $34.4M+17.1% | $29.4M+1.8% | $28.9M |
| (Loss) income before provision for income taxes | -$4.1M-179.3% | $5.2M-56.2% | $11.8M-24.9% | $15.7M |
| (Benefit) provision for income taxes | -$2.2M-750.6% | $332K-85.9% | $2.4M-11.1% | $2.7M |
| Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc. | -$1.9M-140.0% | $4.8M-48.8% | $9.4M-27.7% | $13.0M |
| Net income attributable to noncontrolling interest | $0-100.0% | $1.4M+1020.2% | $129K+27.7% | $101K |
| Net income attributable to Pathfinder Bancorp Inc. | -$1.9M-157.1% | $3.4M-63.6% | $9.3M-28.1% | $12.9M |
| Dividends per common share (Voting and Series A Non-Voting) | $400+0.0% | $400+11.1% | $360+0.0% | $360 |
| Voting Common Stock [Member] | ||||
| Earnings per common share - diluted | -$310-157.4% | $540-64.2% | $2K-29.1% | $2K |
| Series A Non voting [Member] | ||||
| Voting and Series A Non-Voting [Member] | ||||
| Service Charges on Deposit Accounts [Member] | ||||
| Noninterest income | $1.0M-31.6% | $1.5M+34.9% | $1.1M-38.1% | $1.8M |
| Loan Servicing Fees [Member] | ||||
| Debit Card Interchange Fees [Member] | ||||
| Other Charges, Commissions & Fees [Member] | ||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
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