InsiderPulse| Trade Date | Filed | Owner | Role | Type | Shares | Price | Value | Owned After | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-03-19 | 2026-03-23 | Gilfeather Michael J | Director & President and CEO | Purchase | 200 | $31.25 | $6K | 16.4K | View ↗ |
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Interest and fees on loans | $115.8M+9.2% | $106.0M+10.1% | $96.3M+38.9% | $69.3M |
| Taxable | $10.6M-9.1% | $11.7M-8.3% | $12.7M+28.9% | $9.9M |
| Tax exempt | $2.1M-6.8% | $2.3M+0.8% | $2.3M-0.0% | $2.3M |
| Interest on Federal funds sold and other | $6.4M-11.0% | $7.2M+11.1% | $6.5M+137.2% | $2.7M |
| TOTAL INTEREST INCOME | $135.0M+6.1% | $127.2M+8.0% | $117.8M+39.8% | $84.2M |
| Savings and NOW accounts | $21.0M+2.5% | $20.5M+56.0% | $13.1M+219.1% | $4.1M |
| Time deposits | $6.3M-15.4% | $7.4M+15.7% | $6.4M+1747.7% | $346K |
| FHLB advances | $2.2M-67.2% | $6.7M-25.4% | $8.9M+1392.2% | $599K |
| Subordinated notes | $1.5M+63.6% | $921K-0.1% | $922K-0.1% | $923K |
| TOTAL INTEREST EXPENSE | $30.9M-12.8% | $35.5M+20.7% | $29.4M+378.9% | $6.1M |
| NET INTEREST INCOME | $104.1M+13.4% | $91.8M+3.8% | $88.4M+13.2% | $78.1M |
| Provision (recovery) for credit losses - investments | -$1.9M | — | $5.0M | — |
| Provision for credit losses - loans | $7.7M-19.4% | $9.6M+235.1% | $2.9M | — |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $96.3M+14.6% | $84.1M+4.4% | $80.5M+17.4% | $68.6M |
| Service charges on deposit accounts | $1.4M+34.4% | $1.0M+25.5% | $809K+16.7% | $693K |
| Trust income | $6.6M+18.9% | $5.5M+8.1% | $5.1M+7.0% | $4.8M |
| Investment advisory income | $7.6M+12.1% | $6.7M+28.6% | $5.2M+15.5% | $4.5M |
| Investment securities gains(losses), net | -$568K | — | — | — |
| Earnings on bank owned life insurance | $878K+7.7% | $815K-17.2% | $984K+3.6% | $950K |
| Proceeds from bank owned life insurance benefit | $3.6M | — | — | — |
| Gain on sale of assets | $1.2M | — | — | — |
| Other | $5.0M-29.4% | $7.0M+59.5% | $4.4M+23.8% | $3.6M |
| TOTAL NONINTEREST INCOME | $23.1M+44.9% | $16.0M+19.0% | $13.4M+11.9% | $12.0M |
| Salaries | $28.4M+3.3% | $27.5M+11.0% | $24.7M+10.2% | $22.5M |
| Employee benefits | $9.6M+7.7% | $8.9M+20.2% | $7.4M+33.3% | $5.6M |
| Occupancy expense | $5.1M+7.1% | $4.8M+0.6% | $4.8M+6.6% | $4.5M |
| Professional fees | $6.2M+4.4% | $5.9M+24.8% | $4.8M+16.9% | $4.1M |
| Directors' fees and expenses | $1.2M+18.2% | $1.1M-27.4% | $1.5M+25.4% | $1.2M |
| Computer software expense | $7.8M+31.3% | $6.0M+17.9% | $5.0M+5.1% | $4.8M |
| FDIC assessment | $1.3M+0.9% | $1.3M-6.8% | $1.4M-0.6% | $1.4M |
| Advertising expenses | $2.0M+25.3% | $1.6M-4.9% | $1.7M+3.5% | $1.6M |
| Advisor expenses related to trust income | $90K-20.4% | $113K-5.8% | $120K-44.2% | $215K |
| Telephone expenses | $868K+16.4% | $746K+4.8% | $712K+4.9% | $679K |
| Intangible amortization | $286K+0.0% | $286K+0.4% | $285K-0.3% | $286K |
| Other | $5.0M-29.4% | $7.0M+59.5% | $4.4M+23.8% | $3.6M |
| TOTAL NONINTEREST EXPENSE | $67.9M+4.1% | $65.2M+14.8% | $56.8M+12.9% | $50.3M |
| Income before income taxes | $51.6M+48.1% | $34.8M-6.3% | $37.1M+22.7% | $30.3M |
| Provision for income taxes | $9.9M+43.4% | $6.9M-9.6% | $7.7M+29.7% | $5.9M |
| NET INCOME | $41.6M+49.2% | $27.9M-5.4% | $29.5M+21.0% | $24.4M |
| Basic earnings per share (in dollars per share) | $3K+34.8% | $2K-5.7% | $3K-39.5% | $4K |
| Diluted earnings per share (in dollars per share) | $3K+34.8% | $2K-5.7% | $3K-39.5% | $4K |
| Weighted average shares outstanding, Basic (in shares) | $12.51B+10.7% | $11.30B+0.4% | $11.26B+100.3% | $5.62B |
| Weighted average shares outstanding, Diluted (in shares) | $12.51B+10.7% | $11.30B+100.8% | $5.63B+0.1% | $5.62B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Orange County Bancorp, Inc. Announces Record First Quarter Earnings:
US Market's Hidden Gems: 3 Undiscovered Stocks With Strong Potential
3 Undervalued Small Caps With Insider Buying Across Regions
Orange Bank & Trust Promotes Regional President, Joseph A. Ruhl to Senior Executive Vice President