
| Date | Owner | Role | Type | Shares | Price | Value | Owned After | ||
|---|---|---|---|---|---|---|---|---|---|
| 2026-04-30 | McCaffery John Martin JR | EVP & CFO | Purchase | 1,000 | $29.44 | $29K | 4,000 | View ↗ | |
| 2026-04-29 | Donnelly James O | Director & President & CEO | Purchase | 100 | $29.06 | $3K | 300 | View ↗ | |
| 2026-01-27 | Donnelly James O | Director & President & CEO | Purchase | 200 | $28.15 | $6K | 200 | View ↗ | |
| 2025-08-06 | Donnelly James O | Director & President & CEO | Purchase | 200 | $23.90 | $5K | 8,663 | View ↗ | |
| 2025-07-25 | Donnelly James O | Director & President & CEO | Purchase | 100 | $24.40 | $2K | 8,463 | View ↗ |
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Loans receivable, including fees | $109.9M+10.6% | $99.4M+16.6% | $85.2M+29.1% | $66.0M |
| Securities: Taxable | $14.6M+62.8% | $8.9M+6.7% | $8.4M+15.5% | $7.3M |
| Securities: Tax exempt | $991K-32.9% | $1.5M-3.7% | $1.5M-14.3% | $1.8M |
| Interest-bearing deposits with banks | $1.1M-61.6% | $2.8M+576.8% | $409K-32.1% | $602K |
| Total interest income | $126.5M+12.4% | $112.6M | — | $75.7M |
| Deposits | $43.7M+3.2% | $42.3M+62.6% | $26.0M+302.2% | $6.5M |
| Short-term borrowings | $798K-41.5% | $1.4M-55.3% | $3.0M+481.7% | $524K |
| Other borrowings | $3.7M-44.3% | $6.7M+52.2% | $4.4M+1504.4% | $274K |
| Total Interest Expense | $48.2M-4.3% | $50.4M+50.5% | $33.5M | — |
| Net Interest Income | $78.3M+25.9% | $62.2M+0.2% | $62.1M | — |
| PROVISION FOR CREDIT LOSSES | — | — | $5.5M+516.4% | $900K |
| Provision for credit losses | $1.9M-24.2% | $2.5M | — | — |
| (Release of) provision for off balance sheet commitments | -$156K-222.8% | $127K | — | — |
| Total Provision for credit losses | $1.8M-33.7% | $2.7M | — | — |
| Net Interest Income After Provision for Credit Losses | $76.6M+28.6% | $59.5M+5.3% | $56.5M-16.3% | $67.5M |
| Other income | $1.0M+9.5% | $943K+5.0% | $898K+6.3% | $845K |
| Net realized losses on sales of securities | -$20.0M | — | — | — |
| Net gain on sale of loans | $326K+67.2% | $195K | — | $3K |
| Net gain on sale of foreclosed real estate owned | $32K | — | $80K-81.3% | $427K |
| Earnings and proceeds on life insurance policies | $1.1M+3.0% | $1.1M+4.3% | $1.0M-6.9% | $1.1M |
| Other | $6.5M-16.8% | $7.8M+20.3% | $6.5M+6.4% | $6.1M |
| Total Other Income (Loss) | $9.6M+186.2% | -$11.2M | — | — |
| Salaries and employee benefits | $26.9M+7.6% | $25.0M+6.2% | $23.6M+6.8% | $22.1M |
| Occupancy | $4.1M+3.7% | $3.9M+1.7% | $3.9M+4.4% | $3.7M |
| Furniture and equipment | $1.4M+25.3% | $1.1M-8.0% | $1.2M-3.7% | $1.3M |
| Data processing and related operations | $4.6M+1.0% | $4.5M+35.2% | $3.3M+13.4% | $2.9M |
| Federal Deposit Insurance Corporation insurance assessment | $1.6M+15.5% | $1.3M+36.4% | $985K+60.9% | $612K |
| Advertising | $742K-20.2% | $930K+47.6% | $630K+22.1% | $516K |
| Professional fees | $1.9M-12.0% | $2.2M+29.7% | $1.7M-2.5% | $1.7M |
| Postage and telephone | $1.3M+20.3% | $1.1M+11.1% | $981K+2.3% | $959K |
| Taxes, other than income | $770K+25.2% | $615K+8.7% | $566K-44.1% | $1.0M |
| Foreclosed real estate | $142K+163.0% | $54K-58.1% | $129K+76.7% | $73K |
| Amortization of intangible assets | $54K-21.7% | $69K-18.8% | $85K-15.8% | $101K |
| Merger | $1.2M | — | — | — |
| Other | $6.5M-16.8% | $7.8M+20.3% | $6.5M+6.4% | $6.1M |
| Total Other Expenses | $51.1M+5.2% | $48.6M+11.8% | $43.5M+6.0% | $41.0M |
| Income (loss) before Income Taxes | $35.0M+13673.3% | -$258K | — | — |
| INCOME TAX EXPENSE (BENEFIT) | $7.3M+7512.2% | -$98K | — | — |
| Net income (loss) | $27.8M+17446.9% | -$160K | — | — |
| BASIC EARNINGS (LOSS) PER SHARE | $3.01+15150.0% | -$0.02 | — | — |
| DILUTED EARNINGS (LOSS) PER SHARE | $3.01+15150.0% | -$0.02 | — | — |
| Service Charges And Fees [Member] | ||||
| Other income | $1.0M+9.5% | $943K+5.0% | $898K+6.3% | $845K |
| Income From Fiduciary Activities [Member] | ||||
| Other income | $1.0M+9.5% | $943K+5.0% | $898K+6.3% | $845K |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Norwood Financial Corp. 2026 Q1 - Results - Earnings Call Presentation
Norwood Financial Corp. (NWFL) Shareholder/Analyst Call Transcript
Norwood Financial Corp (NWFL) Q1 2026 Earnings Call Highlights: Record Net Interest Income and ...
Norwood Financial: Reaction To Q1 Results Provides Investment Opportunity (Rating Upgrade)