InsiderPulseNo transactions found.
| Date | Member | Chamber | Type | Amount |
|---|---|---|---|---|
| 2025-06-17 | Lisa McClain(R-MI09) | house | Sale | $1,001 - $15,000 |
| 2025-06-11 | Lisa McClain(R-MI09) | house | Purchase | $1,001 - $15,000 |
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Interest and fees on loans | $596.7M+9.3% | $545.8M+22.6% | $445.2M+32.9% | $335.1M+8.7% | $308.4M |
| Interest and dividends on taxable investments | $91.5M+6.8% | $85.7M+4.1% | $82.4M-13.6% | $95.4M+39.0% | $68.6M |
| Interest and dividends on nontaxable investments | $11.0M-8.3% | $12.0M-13.2% | $13.9M+4.3% | $13.3M+27.0% | $10.5M |
| Total interest income | $699.3M+8.7% | $643.5M+18.9% | $541.4M+22.0% | $443.7M+14.5% | $387.4M |
| Interest on deposits | $162.2M+1.7% | $159.5M+86.9% | $85.3M+467.2% | $15.0M+29.3% | $11.6M |
| Interest on borrowings | $30.5M-12.5% | $34.9M+85.9% | $18.8M+133.0% | $8.1M+485.0% | $1.4M |
| Total interest expense | $192.7M-0.9% | $194.4M+86.7% | $104.1M+350.7% | $23.1M+77.6% | $13.0M |
| Net interest income | $506.6M+12.8% | $449.1M+2.7% | $437.3M+4.0% | $420.6M+12.3% | $374.4M |
| Provision for credit losses | $21.4M-6.2% | $22.8M+103.3% | $11.2M-24.2% | $14.8M+267.1% | -$8.8M |
| Net interest income after provision for credit losses | $485.2M+13.8% | $426.3M+0.1% | $426.1M+5.0% | $405.9M+5.9% | $383.3M |
| Deposit service fees | $59.4M+1.9% | $58.3M+6.6% | $54.7M-18.2% | $66.8M+12.9% | $59.2M |
| Mortgage banking | $3.5M-20.0% | $4.4M+643.0% | $595K+52.6% | $390K-78.0% | $1.8M |
| Other banking services | $21.0M+32.7% | $15.8M+7.8% | $14.7M+216.3% | $4.6M+26.4% | $3.7M |
| Employee benefit services | $136.0M+3.8% | $131.0M+11.0% | $118.0M+2.2% | $115.4M+0.9% | $114.3M |
| Insurance services | $54.4M+8.3% | $50.2M+6.7% | $47.1M+18.3% | $39.8M+17.1% | $34.0M |
| Wealth management services | $37.1M+1.1% | $36.7M+14.8% | $31.9M+0.9% | $31.7M-4.7% | $33.2M |
| Loss on sales of investment securities | $0+100.0% | -$487K+99.1% | -$52.3M | $0 | $0 |
| Gain on debt extinguishment | $0 | $0-100.0% | $242K | $0 | $0 |
| Unrealized gain (loss) on equity securities | $375K-69.5% | $1.2M+2719.1% | -$47K-6.8% | -$44K | — |
| Loss from equity method investments | -$285K | $0 | $0 | — | — |
| Total noninterest revenues | $311.5M+4.8% | $297.2M+38.3% | $214.8M-17.0% | $258.7M+5.1% | $246.2M |
| Salaries and employee benefits | $313.9M+4.4% | $300.8M+6.7% | $281.8M+9.5% | $257.3M+6.6% | $241.5M |
| Data processing and communications | $70.2M+13.5% | $61.8M+7.4% | $57.6M+6.4% | $54.1M+6.1% | $51.0M |
| Occupancy and equipment | $48.2M+10.5% | $43.7M+2.6% | $42.5M+0.3% | $42.4M+2.8% | $41.2M |
| Business development and marketing | $15.1M-5.8% | $16.1M+2.1% | $15.7M+20.1% | $13.1M+40.5% | $9.3M |
| Legal and professional fees | $17.9M+16.8% | $15.3M-3.8% | $15.9M+13.6% | $14.0M+19.6% | $11.7M |
| Amortization of intangible assets | $13.8M-2.9% | $14.3M-1.7% | $14.5M-4.6% | $15.2M+8.3% | $14.1M |
| Other expenses | $42.1M+20.5% | $34.9M-21.7% | $44.6M+90.8% | $23.4M+26.3% | $18.5M |
| Total noninterest expenses | $521.3M+7.1% | $486.8M+3.0% | $472.7M+11.4% | $424.3M+9.3% | $388.1M |
| Income before income taxes | $275.4M+16.3% | $236.7M+40.7% | $168.2M-30.0% | $240.3M-0.4% | $241.3M |
| Income taxes | $64.9M+19.8% | $54.2M+49.3% | $36.3M-30.5% | $52.2M+1.1% | $51.7M |
| Net income | $210.5M+15.3% | $182.5M+38.3% | $131.9M-29.9% | $188.1M-0.9% | $189.7M |
| Basic earnings per share (in dollars per shares) | $4K+15.7% | $3K+40.4% | $2K | — | — |
| Diluted earnings per share (in dollars per shares) | $4K+15.4% | $3K+40.4% | $2K | — | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Community Financial System Inc (CBU) Q1 2026 Earnings Call Highlights: Strong Revenue Growth ...
Community Financial System Q1 Earnings Call Highlights
Community Financial signals Q2 net interest margin expansion of 3-5 bps while keeping 2026 expenses at $535M-$550M
Community Financial System, Inc. (CBU) Q1 2026 Earnings Call Transcript