InsiderPulse| Date | Owner | Role | Type | Shares | Price | Value | Owned After | ||
|---|---|---|---|---|---|---|---|---|---|
| 2026-04-28 | Karmelek Nicolas | EVP and CRO | Purchase | 1,220 | $20.76 | $25K | 7,705 | View ↗ | |
| 2026-03-02 | Karmelek Nicolas | EVP and CRO | Purchase | 1,090 | $18.59 | $20K | 6,485 | View ↗ | |
| 2025-08-06 | Karmelek Nicolas | EVP and CRO | Purchase | 20.8K | $14.44 | $300K | 21.1K | View ↗ | |
| 2025-08-05 | Karmelek Nicolas | EVP and CRO | Purchase | 5,200 | $14.35 | $75K | 5,395 | View ↗ |
| Metric | FY2025 | FY2024 |
|---|---|---|
| Loans, including fees | $117.5M+5.4% | $111.5M |
| Securities | $10.3M+0.5% | $10.2M |
| Other | $3.5M-3.7% | $3.6M |
| Total interest and dividend income | $130.6M+5.5% | $123.7M |
| Deposits | $29.6M-10.1% | $32.9M |
| Federal Home Loan Bank advances | $13.1M-19.7% | $16.3M |
| Subordinated debt | $1.4M+9.0% | $1.3M |
| Total interest expense | $44.0M-12.7% | $50.5M |
| Net interest income | $86.5M+18.1% | $73.3M |
| Credit loss expense - loans | $21.7M+934.1% | $2.1M |
| Credit loss reversal - off-balance sheet credit exposures | -$305K+5.9% | -$324K |
| Net interest income, after credit loss expense (reversal) | $65.1M-8.9% | $71.5M |
| Customer service fees | $3.6M-1.8% | $3.6M |
| Net loss on sale of securities available for sale | -$837K+80.2% | -$4.2M |
| Net recognized gain on equity securities | $2.6M | — |
| Payment processing income | $7.8M+4.8% | $7.5M |
| Income on bank-owned life insurance | $1.1M+22.3% | $927K |
| Mortgage banking income | $402K-74.4% | $1.6M |
| Investment commissions | $1.4M+0.5% | $1.4M |
| Other | $3.5M-3.7% | $3.6M |
| Total non-interest income | $17.0M+0.0% | $17.0M |
| Salaries and employee benefits | $39.7M+14.4% | $34.7M |
| Occupancy and equipment | $6.3M-23.8% | $8.3M |
| Data processing | $13.2M+30.2% | $10.1M |
| Professional fees | $3.4M+46.7% | $2.3M |
| Payment processing | $2.9M-32.3% | $4.2M |
| Deposit insurance | $2.3M-8.1% | $2.5M |
| Advertising | $1.4M-0.3% | $1.4M |
| Telecommunications | $360K-6.0% | $383K |
| Problem loan and foreclosed real estate, net | $731K+109.5% | $349K |
| Charitable contribution expense | $10.0M | — |
| Other general and administrative | $7.5M-14.1% | $8.8M |
| Total non-interest expense | $87.8M+20.1% | $73.1M |
| (Loss) income before income tax (benefit) expense | -$5.7M-136.9% | $15.4M |
| Income tax (benefit) expense | -$2.4M-161.1% | $3.9M |
| Net (loss) income | -$3.3M-128.6% | $11.5M |
| Basic | $18.53B | — |
| Diluted | $18.53B | — |
| Basic | $18.53B | — |
| Diluted | $18.53B | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
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